|Can Someone Under 65 Qualify For Medicare
Usually, Medicare is a federal healthcare program that covers medical and healthcare cost for eligible individuals over the age of 65 years.
However, individuals can qualify for Medicare benefits, even though they are aged below 65 years, if they fulfill certain eligibility criteria or they have a disability or a particular disease.Individuals are eligible for Medicare even if they are below 65 years of age, provided they meet any of the following criteria:
- They are disabled, and have been receiving either Social Security benefits or the Railroad Retirement Board disability benefits for at least 24 months from date of the first disability payment.
- They are on dialysis for end stage renal disease (ESRD) or need a kidney transplant.
- They are eligible for Social Security Disability Insurance and have amyotrophic lateral sclerosis (known as ALS or Lou Gehrig's disease).
- They should have worked long enough in a federal, state or local government job and should thereby have qualified for the Social Security disability program.
However, there is a clause specifying a 24 month waiting period. This implies that the policy holders or Medicaid beneficiaries, who become disabled, need to wait at least for 2 years (24 months) before receiving government medical insurance. However, this clause is exempted individuals suffering from Lou Gehrig's disease, End Stage Renal Disease (ESRD) and Medicaid beneficiaries.
Medicaid is a joint Federal and state healthcare program that assists those with limited income and resources, who meet other eligibility requirements to pay for their medical and health care costs.
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