|Medicare And Assisted Living
Assisted living arrangement provides assistance with day-to-day activities such as cooking, eating, bathing, dressing, housekeeping, laundry, taking medication, and setting and getting to appointments as needed.
Assisted living offers an alternative for those people who are not sick enough for a nursing home but can no longer live on their own.Residents of this type of arrangement, often live in their own room or an apartment within a building. Social, cultural, recreational and educational activities are usually provided and often meals are served in a restaurant like environ. Some assisted living facilities have health services on site.
Costs for assisted living facilities depend on various factors like the size of the living rooms, services provided, type of assistance needed, and the location of the building. Residents usually pay a regular monthly rent and then pay additional fees for the services that they need. In the United States the average monthly rent for an assisted living facility is $1,800 per month.
Assisted living is a type of non- skilled, long term care called custodial care, that helps a resident perform day-to-day activities. Since, Medicare provides coverage only to medically necessary skilled nursing facility; assisted living is not covered by Medicare.
However, there are some Medicare Advantage Plans that may offer coverage for assisted living arrangement, if the care is medically necessary. Moreover, if a person has low-income or financial resources, he or she may be eligible for Medicaid. Medicaid pays for some long-term care services at home and in some participating nursing facilities, if you have low-income or resources.
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